Collectors

Planning for value, complexity, and legacy

Integrating meaningful collections into
long-term family wealth

For many collectors, what begins as personal passion evolves, often quietly, into meaningful wealth. Over time, individual acquisitions become substantial collections with financial, tax, estate, and legacy implications that extend well beyond the original joy of collecting.

Destiny Family Office approaches work with collectors through a lens shaped by deep appreciation for their journey. We understand that collectibles are rarely just assets. They often reflect decades of curiosity, discipline, relationships, and identity, and they deserve planning that recognizes both their emotional significance and their growing complexity within a family’s overall wealth.

Our firm was founded and is led by a lifelong collector, and that perspective informs how we work. We approach collectible wealth with respect for the passion behind it, while helping families thoughtfully integrate these holdings into long-term financial planning, investment strategy, and estate considerations, without reducing them to line items or treating them as isolated “alternative assets.”

Destiny Collectibles Scorecard

Helping collectors understand their position across ten key criteria

The Collectibles Scorecard is a proprietary tool developed by Destiny Family Office. It is designed to help collectors understand how their passion assets are integrated into their overall wealth strategy. The Scorecard provides perspective on key areas such as acquisition approach, preservation and care, documentation and cataloging, insurance awareness, valuation considerations, and long-term transfer planning.

During the onboarding process, we review how these areas typically look when they are structured at an ideal level, helping establish a clear baseline and inform thoughtful planning conversations within the broader family office framework.

Questions Collectors Ask About Working With Us

Who does Destiny Family Office work with?

Destiny Family Office works with high-net-worth individuals and families, helping wealth creators and inheritors navigate the complexity that comes with wealth planning. As part of those efforts, we work with clients who have assembled large collections which have evolved into valuable financial assets. Those collections generally represent a portion of client wealth, rather than serving as the primary vehicle for wealth creation, adding an additional layer of complexity in the planning process.

When should I get in touch with Destiny Family Office for help with my collection?

If you’ve built a significant balance sheet that includes a collection of material size, and you’ve found yourself struggling to properly integrate that collection into your broader financial planning and wealth strategy, then Destiny Family Office can assist. If your collection has grown to represent a material portion of your net worth, and your consultation with our Collectibles Scorecard reveals that you’re less organized than you’d like to be, please contact us today to learn more about how we can help you.

What services does Destiny Family Office provide to collectors?

Destiny Family Office integrates our clients’ valuable collections into our full suite of family office services, considering them in the context of their other assets.

- Financial Planning Including Your Collection. You know your collection better than anyone, but solitary knowledge can be a burden and a risk. Much like an air traffic controller, we work with your other trusted advisors who assist you with documentation, valuation, protection, and more, to help ensure they are all working as an integrated team on your behalf.

Balance Sheet Integration. Your collection shouldn’t be isolated from the rest of your investments. Destiny Family Office will understand the size of your allocation to these valuable assets and evaluate it in the context of your portfolio to ensure alignment with your financial goals and risk tolerance.

Estate & Succession Planning for Collectors. Some heirs are enamored with a collection’s contents. Others respect the passion but don’t share the interest. Whatever your situation, Destiny Family Office can assist with estate and succession planning that considers family dynamics and generates productive outcomes for your collection.

Will Destiny Family Office authenticate my items or help me submit my items for authentication?

Destiny Family Office is not an authenticator of memorabilia, and we do not accept submissions of memorabilia from collectors seeking authentication. We do, however, consult with onboarded Family Office clients to assist them with determining what items require authentication and which authentication service providers are best positioned to assist.

Can Destiny Family Office help me determine if there’s anything valuable in my collection?

Destiny Family Office is not an appraiser of collectibles, and we will not opine on inquiries from collectors seeking the estimated value of their collectibles. Our clients are generally aware of their collection’s approximate value and the items within the collection that are most valuable, and we facilitate formal appraisals and other services on their behalf.

Can Destiny Family Office sell my items for me?

Destiny Family Office is not an auction house or a marketplace for collectibles, nor do we purchase items directly from collectors. However, we do work with Family Office clients to help them determine the most appropriate strategies and venues for selling items, all as part of a broader suite of services managing client wealth.

Destiny Family Office's

Podcast

Explore wealth, success, and investing with the “Significance of Wealth” podcast. Hosted by Tom Ruggie, this show offers insights into the world of investments, collectibles, and wealth management strategies, while emphasizing the importance of what truly matters.