Our Team

Tom Ruggie, ChFC®, CFP®, spent his first 25 years professionally building Ruggie Wealth Management into one of the premier firms in the country. The knowledge and wisdom gained from that led him to the founding of Destiny Family Office, a Destiny Wealth Partners firm, to help people face head-on the increasing complexities inherent in their business and personal lives so they can enjoy more time embracing their unique potential, transforming their worlds, and achieving their own destiny.

Acknowledging that in an evolving environment his firm must also continually evolve, he has identified three key areas where evolution has most keenly had a positive impact: presenting a compelling sphere of investments, including alternative, direct and co-investment opportunities, creating a special emphasis on high-end collectors whose collections signify a significant alternative investment, and strengthening the firm’s private trust capabilities. He has become one of the most respected financial advisors in the industry, receiving national recognition and rankings including:

• 11X Barron’s Top 1200 Financial Advisors
• 6X Forbes/Shook Research Best-In-State Wealth Advisors (2023: 5th in North FL)
• 11X Financial Advisor Top RIA Firms
• Forbes Finance Council 2016-2023

• InvestmentNews Top 75 Fastest-Growing, Fee-Only RIAs
• Forbes America’s Top 250 RIA Firms

Tom has published articles in leading financial media including Forbes.com, Crain Currency, and has been selected as a monthly contributor to Kiplinger. He has been interviewed by InvestmentNews, Barron’s Penta, HFM Global, CISI, the Wall Street Journal, New York Times, and other industry-leading publications.

The Florida native has served on numerous boards of directors serving for-profit and not-for-profit organizations and foundations. He was appointed by the Governor to the Florida Prepaid College Plan which manages more than $10 billion in assets and serves over 80,000 college students annually and served as its vice-chairman. In 2013, he and wife Kim created the Tom and Kim Ruggie Family Foundation to support projects that strengthen the bond of families, improve the quality of people’s lives and enhance opportunities for access to life-enriching services such as healthcare and education. In 2018, Tom was named to the Orlando Magic Youth Foundation (OMYF) Board, which is committed to helping children in Central Florida, especially those most at risk, realize their full potential.

Tom, his wife, son, daughter and son-in-law are ‘addicted’ to CrossFit and working-out in general. In 2020, Tom earned the CrossFit Level 1 Trainer designation. He also enjoys traveling with his family, red wine and has a significant sports’ memorabilia collection. Rankings and/or recognition by unaffiliated rating services and/or publications should not be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results, nor should it be construed as a current or past endorsement by any of its clients. Rankings published by magazines, and others, may base their selections on information prepared and/or submitted by the recognized adviser.