Collectors
Passion, investment, or both? We help high-net-worth collectors integrate their valuable collections into their financial planning.
Collector-Focused Financial Planning
Tom Ruggie’s Passion for Collecting Fuels His Desire to Help Others Protect What They Cherish
Tom Ruggie, ChFC®, CFP® started collecting autographs as a boy outside the dugouts during Spring Training in Florida. Tom has now amassed what PSA calls, “One of the most impressive autographed baseball card collections in the hobby.” And that’s only a small part of his overall sports memorabilia collection. This passion for collecting also extends to significant wine and pop culture collections.
As Founder and CEO of Destiny Family Office, Tom leverages his passion for collecting to provide personalized financial planning and investment insights to like-minded collectors, helping them align their collections with their long-term financial goals and investments.
HELPING COLLECTORS ASSESS WHERE THEY ARE ACROSS TEN IMPORTANT CRITERIA
Destiny Collectibles Scorecard
Our proprietary Collectibles Scorecard looks at where you are and where you ideally want to be in essential mindsets surrounding acquiring, preserving, cataloging, insuring, valuating and ultimately transferring your collectibles.
Completing it will provide you with valuable insights that will help you protect yourself, your collection and your family, expose pain points to be worked on, and set into motion action steps you can work on with your trusted advisors to add to your peace of mind.
Destiny Family Office's
Podcast
Explore wealth, success, and investing with the “Significance of Wealth” podcast. Hosted by Tom Ruggie, this show offers insights into the world of investments, collectibles, and wealth management strategies, while emphasizing the importance of what truly matters.
Collectible Conversations
Articles & Blog
Important conversations with experts and industry leaders in the family office space
It’s an ultra-wealthy dilemma: Who inherits the wine and art collections?
By Beth Pinsker, MarketWatch, Aug. 31, 2024
It’s Not Just Stuff: Ten Insider Tips For Managing Specialty Collections
By Tom Ruggie,
Published on Forbes.com,
June 5, 2024
Your heir doesn’t want to keep your collection. Now what?
By Andrew Cohen,
Published in Crain Currency,
May 23, 2024
From Acquisition to Sale: Making the Most of Your Collectibles
By Margaret Steen,
FO Pro,
May 6, 2024,
What are the pros and cons of borrowing against art, watches, and other collections?
With the growing availability of lending options and varieties, collectors should understand and evaluate the various benefits and risks of borrowing using their collections as collateral.
What are the most expensive guns ever sold at auction?
For collectors, setting a target in your sights takes on a new meaning when talking about antique firearms. We’ve chronicled each firearm known to have sold for over $1,000,000 at ...
How much is my Mickey Mantle rookie card worth?
Mickey Mantle spawned many a youth’s obsession with baseball card collecting.
How much is my Wayne Gretzky rookie card worth?
For hockey card collectors, no card carries the cachet of a Wayne Gretzky rookie card.
What financial matters should collectors consider when selling art, memorabilia, or other collectibles?
That multimillion-dollar memorabilia sale you saw in the headlines? The seller likely walked away with far less than the hammer price suggests.
Behind every record-breaking sale is a series of ...
What financial matters should collectors consider when buying art, memorabilia, or other collectibles?
For serious collectors, the thrill of acquisition often overshadows the quieter realities of ownership. But beyond the hammer price lies a web of financial considerations that can significantly impact your ...
The High-Net-Worth Collector’s Auction Glossary
Even for seasoned collectors, the auction world can be a complex maze of jargon and terminology, particularly when that terminology varies among auction houses. Still, without a firm understanding of ...
Why are high authentication standards essential for high-net-worth collectors
In memorabilia, authenticity separates the $100 eBay sale from the $1,000,000 Sotheby’s auction.
Why should collectors consider regular valuation of their collections?
In the battle between “ignorance is bliss” and “knowledge is power,” collectors should embrace the latter and benefit from superior decision-making.
How can large collections impact a collector’s view of his or her overall investment portfolio?
Collectors can take some simple steps to analyze their collectible allocation, assess its fit with their overall risk tolerance and goals, and consider what adjustments to their portfolio might be ...
Tom Ruggie on Collectibles
Videos
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