A 30+ year veteran of the investment and financial planning industries, Thomas Ruggie, ChFC®, CFP® began his career in 1991 and subsequently founded what would become Destiny Wealth Partners, the Central-Florida based independent RIA which manages almost $1.2B in assets. He founded Destiny Family Office in 2017 to help ultra-high-net-worth individuals and families face head-on the increasing complexities inherent in their business and personal lives, so they can enjoy more time embracing their unique potential, transforming their worlds, and achieving their own destiny.

Capabilities of the firm include privileged access to alternative, direct and co-investment opportunities for Qualified Purchasers, and a deepening prominence in the collectibles space with a unique focus on integrating valuable collectibles – including luxury and classic cars, art, coins and treasure, wines and spirits, sports memorabilia, and more – as an alternative asset into all aspects of a collector/clients’ overall planning.  To expand even further on insights as to what UHNW investors are doing, Tom has joined the Orlando 2 chapter of Tiger 21.

Tom is a passionate collector himself, with a world-class collection of autographed baseball cards that includes multiple sets that sit atop the PSA Registry, as well as an extensive collection of sports memorabilia.

He has become one of the most respected financial advisors in the industry, authoring articles on alternative investments and collectibles which have appeared in Crain Currency, Forbes.com, and PSA Magazine. He has also been selected to be a monthly contributor to Kiplinger. Tom’s perspectives and insights have been sought by leaders in financial news including The Wall Street Journal, New York Times, InvestmentNews, CNN Money, CNBC, Fox Business News, Barron’s Penta, and Family Office Pro. 

The Florida native has served on numerous boards of directors serving for-profit and not-for-profit organizations and foundations. He was appointed by the Governor to the Florida Prepaid College Plan which at the time managed more than $10 billion in assets and served over 80,000 college students annually, and served as its vice-chairman. In 2013, he and wife Kim created the Tom and Kim Ruggie Family Foundation to support projects that strengthen the bond of families, improve the quality of people’s lives and enhance opportunities for access to life-enriching services such as healthcare and education. In 2018, Tom was named to the Orlando Magic Youth Foundation (OMYF) Board, which is committed to helping children in Central Florida, especially those most at risk, realize their full potential.

Tom and his family are all avid CrossFit members, with Tom and his son both holding Level 1 certifications. While passionate about his business and serving his clients, during those rare times Tom is not working he enjoys traveling, refining his memorabilia collection, and sharing great food and wine with family and friends.