Wealth of Ideas

Wealth of Ideas showcases articles by Destiny Family Office Founder and CEO Thomas Ruggie, ChFC®, CFP® featured in industry-leading publications such as Kiplinger, Crain Currency, and on Forbes.com. Tom’s writings explore topics relevant to ultra-high-net-worth individuals and families including estate and legacy planning, private investments, and the thoughtful integration of passion assets such as fine art, rare collectibles, and memorabilia into a family’s long-term legacy and wealth strategy.

Tom’s insights are grounded in decades of experience as an entrepreneur, wealth and investment advisor and avid collector. These articles are designed to share perspectives, raise important considerations, and help families think more holistically about the structure and stewardship of significant wealth.

Wealth of Ideas features published articles authored by Tom Ruggie, ChFC®, CFP®, Founder and CEO of Destiny Family Office. These articles, appearing in respected publications such as Kiplinger and Forbes, reflect Tom’s perspective on topics that may be relevant to ultra-high-net-worth individuals and families—ranging from alternative investments and estate considerations to planning for complex wealth structures.

Each piece represents educational content intended to share ideas, provide perspective, and encourage thoughtful discussion with a qualified advisor. The views expressed are those of the author and do not constitute personalized financial advice.

Wealth of Ideas features published articles authored by Tom Ruggie, ChFC®, CFP®, Founder and CEO of Destiny Family Office. These articles, appearing in respected publications such as Kiplinger and Forbes, reflect Tom’s perspective on topics that may be relevant to ultra-high-net-worth individuals and families—ranging from alternative investments and estate considerations to planning for complex wealth structures.

Each piece represents educational content intended to share ideas, provide perspective, and encourage thoughtful discussion with a qualified advisor. The views expressed are those of the author and do not constitute personalized financial advice.

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